Corporate Cards without the spend surprises
Flexible card solutions for real businesses. Enable your team to spend within your budgets, limits, and approvals, eliminating unplanned spend and messy month-ends.
Controls and limits you can trust
Create cards with custom limits that prevent overspending for subscriptions, projects, one-time expenses and more.
Stop chasing receipts
Automatically fetch receipts, send reminders, and allow instant uploads with a photo—freeing up your finance team to focus on their work, not tracking down spenders.
Automated bookkeeping
Automatically coded transactions, synced directly to your accounting system for a faster, error-free month-end close.
Trusted by finance teams at Europe's leading companies
Moss Cards – built for growth
Employee cards with complete spend control
Issue cards with fully adaptable limits to any employee in just a click. Custom approval policies, along with optional reviews of each transaction, guarantee real-time oversight and control over all card spend.
Effective spending with built-in security
MasterCard corporate cards with universal acceptance and flexible payment options. Use them for subscriptions, projects, or even once-off purchases.
- Unlimited physical or virtual cards
- Issued and stopped in seconds
- Apple and Google Pay
Card spend controls that you can trust
Choose to specify limits and approval chains for each card, team, merchant and more.
- Real-time overview of all card spend
- Easily approve, assign or deactivate cards
- Configure to your use cases
No more missing receipts
End the tedious pursuit of receipts. Moss reminds spenders to submit receipts, or automates the collection via Receipt Finder from integrations like Gmail and Outlook.
- App or email submission
- Inbox receipt scanner
- Centralised view of missing receipts
Close the books on time, every time
Simplify your day-to-day accounting and enter month-end with complete confidence. Moss integrates with your existing accounting software or ERP, ensuring that your spend data is always up-to-date and flawless.
- Automated sync of expense accounts, VAT rates, and more
- OCR and AI based spend categorisation
- Export all payment and purchase data to your general ledger
Design your Moss package with ease
Pay as you grow
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Best-in-class customer service, mobile app, and all the financial integrations you need to start effectively managing your spend.
Maximise spend efficiency and control with unlimited cards, customisable limits, and automated receipt fetching.
Make submitting reimbursements quicker and easier through streamlined upload and approval, and employee payouts directly from Moss.
Streamline accounts payable flow with customisable review process, effective supplier and OCR based automation, and one-click payments.
Improve financial oversight through budget tracking, spend insights, and greater flexibility in your approval flows.
Simplify purchasing through real-time budget oversight and efficient handling of purchase requests.
Native integrations to your ERP system, including support for any controlling dimensions that your business uses.
Enhance your pre-accounting experience with AI based automation, project-specific tracking, or the setting of mandatory fields.
The preferred spend management solution for modern SMB finance teams.
“Our go-to for employee payment cards, reimbursements, and any type of employee expense management. Immediate availability of digital payment cards for new employees and fast delivery of physical cards.”
Hannah, Founders Associate in Germany