Moss protects your funds, data, and compliance with reliable security.
BaFin-regulated, ISO/IEC 27001:2022 certified platform, and advanced security features keep your financial operations protected, every step of the way.

Keeping Your Money Safe
Funds are safeguarded under BaFin regulations, with Deutsche Bank escrow and guaranteed business continuity.
Keeping Your Data Safe
Moss prioritises privacy-first practices, protecting sensitive data and upholding GDPR compliance.
Making Compliance Simple
Operate with confidence knowing Moss meets all legal and regulatory requirements for financial security.
Trusted by finance teams at Europe's leading companies
1.
Trusted Standards and Security
Built to meet both local and global standards
Moss operates under the highest industry standards and regulations. From regulatory compliance to operational security, Moss ensures your funds and data are always protected.
- BaFin-regulated financial institution under PSD2 framework
- ISO/IEC 27001:2022
- Compliant with Digital Operational Resilience Act (DORA)
2.
Protect Every Transaction, Every Time
Security features built into every step
Advanced security protects account access, approvals, and payment.
- MFA: Extra layer of login security
- Biometrics: Access and approval verification
- 4-Eyes Principle: Multi-level approvals for sensitive actions
- SSO compatible for organisation-wide access management
3.
Trusted Global Partnerships
Strength through strategic partners
Moss collaborates with world-class partners for secure financial operations.
- Deutsche Bank safeguards EU funds
- Barclays and Bank of England secures UK funds
- Airwallex powers global payments and currency operations
4.
Data Security and Privacy
Privacy First Data Protection
GDPR and privacy-first practices safeguard your data and ensure transparency.
- GDPR compliance ensures EU and UK data security
- Privacy by Design principles guide data handling
- EU data hosting
- Regular independent security tests and audits, including monitoring by Ubiscore
Pay as you grow
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Best-in-class customer service, mobile app, and all the financial integrations you need to start effectively managing your spend.
Maximise spend efficiency and control with unlimited cards, customisable limits, and automated receipt fetching.
Make submitting reimbursements quicker and easier through streamlined upload and approval, and employee payouts directly from Moss.
Streamline accounts payable flow with customisable review process, effective supplier and OCR based automation, and one-click payments.
Improve financial oversight through budget tracking, spend insights, and greater flexibility in your approval flows.
Simplify purchasing through real-time budget oversight and efficient handling of purchase requests.
Native integrations to your ERP system, including support for any controlling dimensions that your business uses.
Enhance your pre-accounting experience with AI based automation, project-specific tracking, or the setting of mandatory fields.