Secure domestic and global bank transfers
Schedule, manage and send supplier payments and reimbursements from one secure platform.

Instant or scheduled. Domestic and global.
Send SEPA, Faster Payments and international transfers in over 70 currencies. Pay instantly or schedule for later, all within Moss.
Pay suppliers and reimburse employees
Bank transfers integrated with your Accounts Payable and Reimbursement workflows.
Secure payment controls
Built in multi-user payment authorisation and two-factor-authentication.
Trusted by finance teams at Europe's leading companies

Schedule and execute bank transfers in Moss
Make domestic and international bank transfers instantly or schedule them for later; all within Moss.
- Pay supplier invoices
- Reimburse employees
- Sync and reconcile payments with your accounting software

Efficient end-to-end payment runs
Automate payment runs with bulk execution and scheduling to reduce manual prep and cut processing delays.
- Pre-fill payees, amounts and payment dates automatically
- Schedule and execute payments in bulk with a single action
- Track every payment status in real time

Secure payments
Authorise payments securely with role-based permissions tailored to your business needs.
- Multi-user payment authorisation
- Secure two-factor authentication
- Role-based permissions

Accurate, up-to-date accounting
Sync payment entry data with your accounting system via API or CSV to maintain accurate accounting records.
- Sync data from Moss at any time
- Match payments with invoices and reimbursement requests
Businesses save more with Moss.
Pay as you grow
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Best-in-class customer service, mobile app, and all the financial integrations you need to start effectively managing your spend.
Maximise spend efficiency and control with unlimited cards, customisable limits, and automated receipt fetching.
Make submitting reimbursements quicker and easier through streamlined upload and approval, and employee payouts directly from Moss.
Streamline accounts payable flow with customisable review process, effective supplier and OCR based automation, and one-click payments.
Improve financial oversight through budget tracking, spend insights, and greater flexibility in your approval flows.
Simplify purchasing through real-time budget oversight and efficient handling of purchase requests.
Native integrations to your ERP system, including support for any controlling dimensions that your business uses.
Enhance your pre-accounting experience with AI based automation, project-specific tracking, or the setting of mandatory fields.
FAQ
How can I access payments in Moss?
Our domestic and international bank transfer products are available to customers who use the Accounts Payable or Employee Reimbursement modules. Card payments are available to our Corporate Cards customers.
How do payments work in Moss?
Moss allows you to make vendor payments and reimburse employees for expenses directly from your Moss Wallet. Simply add funds to your wallet and use these for domestic SEPA and international payments in 70+ currencies.
How are my payments secured?
Your funds are safeguarded with Deutsche Bank and you can customise payment controls such as multi-user authorisation (4-eye authorisation).
What payment options can I use in Moss?
We offer you the option of making SEPA Instant, SEPA and international payments in 70+ currencies.
How do international payments with Moss work?
When making payments in a foreign currency you can use Euro funds on your Moss Wallet balance to convert to a foreign currency and make your payment. International payments may be made via local payment rails such as ACH or FPS as well as SWIFT.
Can I make payments in bulk?
Yes, you can authorise multiple payments in a single action allowing you to execute your payment runs with just a few clicks.
How can I schedule payments with Moss?
You can schedule any domestic or international bank transfer directly from the Payments tab. Choose your payment date when initiating the transfer, and Moss will handle the rest.
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