Secure domestic and global bank transfers
Payments, approvals, and spend controls in one platform. Moss enables secure handling of supplier payments and reimbursements.
BaFin Regulated (EEA)
Instant domestic and global payments
Make SEPA instant payments in EEA, UK instant payments via the Faster Payments network, and international transfers in 70+ currencies—all directly from Moss.
Pay suppliers and reimburse employees
Bank transfers integrated with your Accounts Payable and Reimbursement workflows.
Secure payment controls
Built in multi-user payment authorisation and two-factor-authentication.
Trusted by finance teams at Europe's leading companies
1.
Review, approve and pay using Moss
Make bank transfers in Moss
Make instant domestic and international payments directly from Moss
- Pay supplier invoices
- Reimburse employees
- Sync and reconcile payments with your accounting software
2.
Optimised payment runs
Simplify end-to-end payment runs
Pay with Moss prepares and executes payment runs automatically, saving time and reducing errors.
- Pre-fill payees and amounts
- Execute payments in bulk
- Transparent payment statuses
3.
Secure payment controls
Secure payment workflows
Authorise payments securely with role-based permissions tailored to your business needs.
- Multi-user payment authorisation
- Secure two-factor authentication
- Role-based permissions
4.
Accounting reconciliation
Accurate, up-to-date accounting
Sync payment entry data with your accounting system via API or CSV to maintain accurate accounting records.
- Sync data from Moss at any time
- Match payments with invoices and reimbursement requests
Licensed e-money institution
Moss GmbH, part of the Moss group, is licensed by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) in Germany as an e-money institution, authorised to provide payment services.
Safeguarding your funds
Funds are securely held in safeguarding accounts with Deutsche Bank.
“Moss has delivered above and beyond our expectations. It’s brilliant, intuitive, and simple to use. The flexibility, receipt capture and card type options are unbelievable.”
Jack H., Head of Finance, AVM Solutions
"The approval process became more efficient, providing visibility and reducing manual intervention in every transaction. The Moss platform offers the tools they need to manage expenses effectively and implement spend controls, authorisations, and limits, all in one place."
Sophie Gilchriest, Finance Director at Pizza Pilgrims
“Moss gives us peace of mind that everything is tracked and managed in a way that makes sense. Now we can spend more time helping our clients to achieve their goals and less time processing transactions and monitoring spend.”
Ife Odubela, Head Of Technology, Venture Beyond
“We finally found a solution that fits the exact needs of our rapidly growing e-commerce concern. Without Moss, we’d need at least two or perhaps even three people scanning and submitting receipts all day.”
Rehan Choudhry, Team Lead Finance, Snocks
“Having expenses, cards, and invoices all in one place has made it more efficient instead of using 3-4 different softwares. We’ve had an uptick in receipts actually being uploaded because it’s so easy to use.”
Tori Griffith, Finance Controller, Florence
"Moss has saved us money through the visibility it has provided us - we have reduced our subscription spend by around £8k, as well as cancelling as many as 10 of the smaller subscriptions and removing seats from others that weren’t in use anymore."
Katy Hazley, Management Accountant, Orderly
Pay as you grow
Our pricing model is unique—just like your business. Design your ideal package: start with a base like Corporate Cards, Employee Reimbursements, or Accounts Payable, enhance with add-ons like Advanced Accounting or ERP integrations, and upgrade to an integrated suite when you're ready.
Best-in-class customer service, mobile app, and all the financial integrations you need to start effectively managing your spend.
Maximise spend efficiency and control with unlimited cards, customisable limits, and automated receipt fetching.
Make submitting reimbursements quicker and easier through streamlined upload and approval, and employee payouts directly from Moss.
Streamline accounts payable flow with customisable review process, effective supplier and OCR based automation, and one-click payments.
Improve financial oversight through budget tracking, spend insights, and greater flexibility in your approval flows.
Simplify purchasing through real-time budget oversight and efficient handling of purchase requests.
Native integrations to your ERP system, including support for any controlling dimensions that your business uses.
Enhance your pre-accounting experience with AI based automation, project-specific tracking, or the setting of mandatory fields.